What Is Flight Insurance?
Flight insurance is there to help you when things go wrong on your flight, and to compensate you for any inconvenience you might experience as a result of flight issues.
Lots of things can go wrong with a flight. Missed connections, delays, cancellations, rerouting and diversions can mess with not only subsequent flights, but an entire vacation.
Flight insurance can help by paying you for your inconvenience. And the fight assistance that comes with flight insurance from Berkshire Hathaway Travel Protection works hand-in-hand with the coverage, helping you rebook and make alternate arrangements.
Why You Should You Buy Flight Insurance
You should buy flight insurance if you’re worried that:
Your flights may be cancelled or delayed, or you might miss a connection
Flight issues may put the rest of your trip in jeopardy
Your belongings might be lost, damaged, or stolen while you're flying
How Does Flight Insurance Work?
Flight insurance is simple protection for people who fly, backed by the financial strength and security of A++ rated Berkshire Hathaway Specialty Insurance Company. Buy it before you fly (ideally within two weeks of making your initial trip deposit) and relax.
Should you have a problem on your flight, we make claim submission easy – and we pay fast on approved claims to an account you specify. Sometimes we even detect and pay a claim before you know anything’s happened!
What Coverages Does Flight Insurance Include?
Berkshire Hathaway Travel Protection launched a new twist in flight insurance. Our plans pay for covered travel inconveniences like flight cancellation, missed connections, flight delays, lost luggage, tarmac delays, and even things like flight diversions and unexpected late-night arrivals.
Our flight insurance is also paired with traditional travel insurance (our ExactCare Extra® plan) to cover medical emergencies, trip interruption and trip cancellation.
The 24/7 emergency travel assistance that comes with all our plans can also help you rebook or make alternative travel arrangements.
To get into coverage specifics, visit “What Does Flight Insurance Cover.”
Can You Buy Travel Insurance Right After Booking A Flight?
The best time to buy flight insurance is right after you book your flights – but you can buy flight insurance almost up to the day before your plane takes off.
It’s helpful to keep in mind that if you buy ExactCare Extra within two weeks of making the first deposit on your trip, you can often qualify for bonus coverages.
Get more information on the best times to buy flight insurance here.
How Much Is Flight Insurance?
Flight insurance is generally priced two ways: the number of flights you are taking, as in the case of AirCare®; and based on a percentage of your age, total trip cost, trip length and a few other factors, as it is with ExactCare Extra.
That price can range from 5% to 10% of your total trip cost, and can be influenced by:
- Your age
- How much you’re spending on your trip
- The amount of coverage you’re choosing
- Your destination
- Your trip length
- How far out you book
- Your travel month
You can learn more about the cost of flight insurance on our “How Much Is Flight Insurance?” page.
Is Flight Insurance Worth It?
That’s a good question. How much is your time worth? Wouldn't you like a fixed payent for your inconvenience? What’s it worth to you to have someone help you find a hotel room for the night if your flight has been cancelled or diverted? What’s it worth to have help rebooking after a missed connection, and the lines at the counter are a mile long?
Flight protection coverage is fairly inexpensive, but when common flight troubles strike, it’s there to help you, protect you – and reimburse you for your troubles.
You can find out more about the value of flight insurance on our page titled “Is Flight Insurance Worth It?”
How Do You Buy Flight Insurance?
Buying flight insurance takes only a few steps.
- Answer a few questions
- Get a quote
- Choose your plan
- Review the coverage and read your policy
- Buy coverage
If you’re buying AirCare, you’ll also need to enter your flight information. If you have second thoughts, ExactCare Extra lets you cancel coverage without obligation for up to two weeks after you buy the policy.
Buying directly from Berkshire Hathaway Travel Protection is one of the easiest ways to buy flight insurance. Getting a quote is fast, and there’s no obligation. For more information about the flight-insurance buying process, visit our page titled “How To Buy Flight Insurance.”
And if you’re ready to get a flight insurance quote, we’re ready to help.