ExactCare Extra® - International And Domestic Travel Insurance
What Is ExactCare Extra?
Flight insurance, trip cancellation coverage, global travel assistance, and more. With speedy claim processing and quick* payments, ExactCare Extra from Berkshire Hathaway Travel Protection is all-in-one travel insurance that covers your whole trip, takeoff to landing.
- Comprehensive coverage for trip cancellation and interruption
- Available car-rental insurance (collision coverage)
- Pre-existing conditions covered under travel health insurance (if purchased within 15 days of initial trip deposit)
- Innovative fixed benefits (flat-amount payment) for lost luggage, missed connections, flight delays, and tarmac delays
- Pic-and-a-click claim filing and quick* claim payments
Finally, there’s super-comprehensive, full-spectrum travel protection.
ExactCare Extra has fixed benefits for tarmac delay, missed connections, flight delays, and lost luggage, plus great travel medical insurance coverage. Get a travel insurance quote today!
Is ExactCare Extra Right For Me?
Does your trip include lots of flights and other activities – sightseeing, hiking, water or snow sports, and perhaps a cruise? For all sorts of big trips, from adventure travel to cruises to crossing something off your bucket list, ExactCare Extra provides the most comprehensive travel insurance available anywhere.
Why should I list my flights when buying ExactCare Extra?
If you provide your flight information prior to your departure date, flights can be tracked and claims can be automatically created on your behalf. Flights must be added when purchasing ExactCare Extra, so if you don't have your flights yet and want to buy today, consider one of the other ExactCare plans when booking.
ExactCare Extra Coverage Details
| Coverages | |
| 100% of Trip Cost | |
| Reimburses you for non-refundable trip payments up to your trip cost if you have to cancel your trip due to an unforeseen covered reason listed in the policy. Our ExactCare Extra plan will insure trips up to $100,000 maximum per traveler. | |
| 150% of Trip Cost | |
| Reimburses you for unused, non-refundable trip payments and additional expenses up to 150% of your trip cost to transport you home or to a point where you can continue your trip. The interruption must be due to an unforeseen covered reason listed in the policy. Our ExactCare Extra plan will provide up to $150,000 in trip interruption coverage per traveler. | |
| Included | |
| When this is listed as “Included,” the exclusion of pre-existing medical conditions is waived as long as you meet all criteria outlined in your Description of Coverage. Please read the plan’s Description of Coverages for complete details. | |
| $1,000 | |
| Reimburses you up to $1,000/max $200/day for additional meals, accommodations, and stated miscellaneous expenses if your travel is delayed due to a covered unforeseen reason and for more than 5 hours. | |
| $1,000 (Fixed) | |
| Pays a flat fixed benefit amount if you are confined to an airplane on the tarmac for more than 120 minutes. If you provide your flight information prior to your departure date, flights can be tracked and claims can be automatically created on your behalf. | |
| $50 (Fixed) | |
| Pays a flat fixed benefit amount per flight that is delayed more than 120 minutes from gate departure. If you provide your flight information prior to your departure date, flights can be tracked and claims can be automatically created on your behalf. | |
| $100 (Fixed) | |
| Pays a flat fixed benefit amount if you experience a covered delay causing you to miss your scheduled covered transportation’s departure. If you provide your flight information prior to your departure date, flights can be tracked and claims can be automatically created on your behalf. NOTE: Domestic flights require a connection time of 51 minutes or more and international flights require 120 minutes or more in order for the flight to be eligible for this benefit. | |
| $50,000 | |
| Provides reimbursement for emergency medical expenses if you suffer an injury or sickness while on your trip. Medical expense coverage is primary on this plan. Some plans vary by state. Primary coverage means your travel insurance pays first, and you are not required to first submit a claim to your individual health insurance plan. Includes some dental coverage. Please read the plan’s Description of Coverages for complete details. | |
| $500,000 | |
| Covers reasonable and customary charges for an emergency medical evacuation incurred for an injury or sickness that occurs while on a trip. Please read the plan’s Description of Coverages for complete details. | |
| $500 (Fixed) | |
| Pays you a full fixed amount of $500 to help with the purchase of necessary personal effects if your luggage is lost or stolen during your trip. | |
| $150 (Fixed) | |
| Pays you a full fixed amount of $150 to help with the purchase of necessary personal effects if your luggage is delayed more than 12 hours. This benefit does not apply if baggage is delayed while traveling to your return destination. | |
| $10,000 | |
| Pays you for an accident that results in the loss of life, limbs or sight. Some plans provide higher benefit limits if the accident occurs on a common carrier. Please read the plan’s Description of Coverages for complete details. | |
| Included | |
| When this is listed as “Included,” the plan covers financial default of an airline, cruise line, common carrier or tour operator as long as you meet all criteria outlined in your Description of Coverage. Please read the plan’s Description of Coverages for complete details. | |
| $35,000 | |
| Available for purchase as an upgrade on certain BHTP plans. Provides reimbursement for repairs if your rental vehicle is damaged due to collision, vandalism, windstorm, fire, hail or flood. Eligibility varies by state and destination. A deductible may apply. Please read the plan’s Description of Coverages for complete details. | |
| Included | |
| 24-hour access to a service team that can help in a medical emergency (e.g., locating a doctor, hospital or pharmacy), travel emergency (e.g., finding alternative flights, last-minute hotel changes or car rental assistance), or simply obtain concierge assistance for non-emergency requests (e.g., restaurant reservations, theater or event tickets). Costs of the services are the responsibility of the insured if not covered under the policy. | |
Also from Berkshire Hathaway Travel Protection
Our travel insurance plan lineup lets you choose your coverage, from travel health insurance to trip cancellation coverage to tarmac delay. Compare our plans and discover the best travel insurance for you.
Get Paid For International And Domestic Travel Troubles. Fast.*
- Thanks to our innovative flight tracking, many flight-related ExactCare Extra claims can be approved and paid automatically
- Most other claims can be filed with a "pic-and-a-click” – on the go, without piles of forms
- Have a problem with your claim? Live help is available worldwide (7 a.m.-7 p.m. Central Time M-F)
See What Our ExactCare Extra Customers Have To Say
Excellent product and service
“BHTP is the best- we have used them for every trip in the last 5 years, and we have had to make claims twice. The process is fast, efficient, and customer service is superlative. Highly recommended!”
—Dawn G.
Thanks
“Your process was simple and easy. Having the insurance while out of the country gave me great peace of mind. Thank you. I will use your company again.”
—John S.
Great coverage
“Well worth the price! I had two very lengthy delays on my way to Europe. One was a 3+ tarmac delay, which was covered by the insurance. Highly recommend!”
—Laura S.
Trip Insurance
“We filed a claim and it was expeditiously processed and paid. Will definitely use Berkshire hathaway travel Protection on future trips.”
—Adolf K.
Quick Claims. No Headaches.
- Berkshire Hathaway Travel Protection processes claims up to five times faster*
- Most claims can be filed with a “pic and a click” – on the go, without piles of forms
- Have a problem with your claim? Live help is available worldwide (7 a.m.-7 p.m. Central Time M-F)
* Subject to limitation and exclusion of the policy.
** Based on industry average. Fastest payment on approved claims is based on electronic payment of claim. Speed of transaction varies by processing financial institution.